Life Insurance Overview

Because life can suddenly take an unexpected turn, it’s good to know you’re covered if the worst occurs. Chenega offers you different levels of life and accidental death and dismemberment (AD&D) insurance coverage to meet your needs.

Details and costs for the specific life and AD&D insurance options available to you will be clearly shown on the Mercer Marketplace 365+ website as you go through the enrollment process.

In addition to your own life and AD&D insurance, you may also purchase coverage for your spouse/domestic partner, and your child(ren). You pay the full cost of any voluntary or supplemental life and AD&D insurance coverage. You must purchase coverage for yourself in order to purchase it for your dependents.

Evidence of Insurability (EOI)

Life insurance over a certain amount may require EOI, or proof of health. After electing coverage, you will receive more information if EOI is required. When you are first eligible to enroll for life insurance, you can purchase up to the guaranteed issue amount of coverage (i.e., the amount your health plan is legally required to cover you for regardless of your health, age or status) without providing EOI.

Name a beneficiary

Be sure to designate or update your life insurance beneficiary(ies) while enrolling on the Mercer Marketplace 365+ website.

Questions

If you have questions, call a Mercer Marketplace 365+ benefit counselor at 888-281-3534.