Disability Insurance Overview

A disability can be one of the biggest financial risks you face. That’s why Chenega offers disability insurance to help protect your financial well-being. If you become ill or injured and need to miss work for an extended time, disability insurance can replace a percentage of your lost income.

Short-Term Disability (STD)

  • Coverage begins after 7 days for an injury and 14 days for an illness.
  • Pays 60% of your salary, up to a maximum of $2,300 per week.
  • Benefits end after 13 weeks.

Long-Term Disability (LTD)

  • Coverage begins after you have been disabled for 90 days.
  • Pays 60% of your salary, up to a maximum of $10,000 per month.

Details about the disability insurance available to you will be clearly shown on the Mercer Marketplace 365+ website as you go through the enrollment process.

Please note: If you work in New York, New Jersey, California, Washington, or Hawaii, you will have access to the state-mandated disability coverage.


If you have questions, call a Mercer Marketplace 365+ benefit counselor at 888-281-3534.